usatoday
New and nasty banking trojans are on the rise on the Internet and attacking online bank accounts.
The new trojan programs — which wait on your hard drive for an opportunity to crack your online banking account — are different from traditional "phishing" e-mail scams that try to trick you into typing your login information at fake bank websites.
They're invisible, can steal data multiple ways and require no action by the victim to be launched.
"Phishing doesn't work as well as it used to," says Patrik Runald, security specialist at F-Secure, the Internet security firm. "Banking trojans provide a very effective and direct means for the bad guys to get their hands on the money."
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